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Be ready for open enrollment with these resources from ARC

The Medicare annual enrollment period is when Medicare beneficiaries can add, change, or drop their Medicare Part D or Medicare Advantage plan coverage for the next year. This is also the time of year you can change your health plan with the Health Insurance Exchange or your employers. With the many choices available, it can be an overwhelming process to choose the plan with the medical and prescription coverage you need, keep your ARC doctor, and save money.

Here is deadline information as well tips to help you make the right decision for you.

Know your enrollment deadlines

The most important things to know are the dates for open enrollment and your deadline to choose the plan you want. Not sure of your enrollment deadline? See below:

Medicare annual enrollment period: October 15-December 7, 2020

  • Attend a Shop and Compare event to make sure you choose the plan with the medical and prescription coverage you need, keep your ARC doctor, and save money.
  • Contact your insurance agent, or call 1-817-410-5954 to speak with an agent familiar with Medicare coverage options and plans accepted at ARC.

Health Insurance Exchange: November 1-December 15, 2020

  • Review plans and estimated prices are available on gov.
  • Check ARCinsuranceinfo.com for local plans that are accepted by ARC. 

Employer health plans: Check with your employer for your deadline.

  • Review your employer’s “easy compare” chart, with new benefits and options.
  • Check ARCinsuranceinfo.com for local plans that are accepted by ARC. 

Make sure your primary care doctor and specialty doctors are in-network

There are several insurance plan types: Indemnity, HMO, PPO, and POS. Each type of plan may have a different level of coverage for doctors considered in-network and out-of-network. Different hospitals and doctors contract with different plans and out-of-pocket costs may differ for each plan including those for: office visit co-payments, deductibles and coinsurance. Typically your out-of-pocket expenses remain lower if the doctors you see regularly are in-network for the health plan you choose.

When selecting a plan, make sure that your new insurance plan includes the Austin Regional Clinic doctor(s) that you know and trust. To see if an insurance plan is in-network:

Ask an expert

Medicare

  • If you already have an insurance agent or broker, we recommend reaching out to them. If not, please call 1-817-410-5954 to speak with an agent familiar with Medicare coverage options and plans accepted at ARC.  
  • You can also attend a free online Medicare Shop and Compare event near you, just check the schedule and RSVP online.

Health Insurance Exchange plans

Employer health plans

  • Most employers provide an “easy compare” chart, with new benefits and options, which is a good resource when comparing insurance plans.
  • Check ARCinsuranceinfo.com for local plans that are accepted by ARC. 

Update your insurance information with ARC

You can now request insurance updates directly through MyChart. There are now three ways to make insurance updates in MyChart … when scheduling an appointment, during the eCheck-in process, or under the billing tab. Detailed instructions are in MyChart Tips.

Not a MyChart user? Call Central Registration at 512-407-8686. You will need all of your new health insurance information on hand for this phone call as well as any personal information that has changed. You can also bring your new information with you to your next appointment, but be sure to give yourself extra time.

For additional information about health insurance, visit our Health Insurance Frequently Asked Questions page.

Tags: Insurance, Medicare, Open Enrollment, CSCA

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Attend a Medicare Insurance Education Seminar at ARC

Get help understanding Medicare including the types of insurance plans we accept. Seminars are designed for those turning 65 or anyone who wants a better understanding of the complex world of Medicare insurance. Call 1 (866) 391-7582 for more information.

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